Beginning December 1st, 2004, consumers can get a
FREE copy of their credit reports from the
three major Credit Reporting agencies
(Equifax, Experian and TransUnion) once a year from:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA  30348-5281
(877) 322-8228
www.annualcreditreport.com

Consumers can still get copies of their individual reports more than once a year by contacting each agency individually. Reports cost $ 8.00 each but are free if you’ve been denied credit within the last 60 days because of information provided by that agency.

Their toll-free numbers are:

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